Two Wheeler Loan

Having your own two wheelers to navigate quickly through the city traffic is certainly a blessing in today’s time. You can reach faster, be more productive and also get more work done with all the extra time you save.

While planning to purchase a two wheeler vehicle comes financial constraints. Here, HDB Financial Services play a vital role by providing Two wheeler loan to meet your financial needs. We give you the best two wheeler loan interest rate and flexible repayment tenure. Take advantage of our additional offerings such as low down-payment schemes and 24x7 Road side assistance at no additional cost. Applying for an instant two wheeler loan online at HDB Financial Services is a quick and convenient process.

24x7 Road side assistance will be provided with Two Wheeler Loan at no additional cost.

Lots of exciting offers await you. Visit your nearest dealer showroom and contact HDB sales representative.

*Currently operational in select cities only. *T&C apply.

Choose our two wheeler loan calculator to plan your finances accordingly.

Calculate your Loan EMI instantly


Availing a bike loan or scooter loan will offer you the following benefits:

Apply for an online two-wheeler loan or by visiting your nearest HDB Financial Services branch and avail the best offer based on your financial profile.

  • Loan Value up to 95% of the On – Road Price of Two Wheeler

    At HDB Financial Services, we try to meet your financial requirements. We offer bike finance and scooter finance of up to 95% of the on-road price of the motorcycle or scooter you select to purchase.

  • Attractive Interest Rates

    We customise the two wheeler loan interest rate to match your financial need and repaying capacity. Get the best low interest bike loan offered by HDB Financial Services.

  • Flexible Repayment Tenure

    When availing the best two wheeler loan, you can take advantage of the repayment tenure ranging from 12 to 60 months. You can pay the bike loan EMIs without any financial burden. Choose our bike loan emi calculator to calculate your EMIs in advance.

  • Hassle – Free Documentation Process

    Experience a minimal and quick paperless documentation with our instant two wheeler loan application process. When you apply for a motorcycle loan or scooter loan, the entire process is paperless and all you need to do is upload soft copy of the documents to get you started.

  • Quick Processing and Speedy Disbursal

    Based on your eligibility and documentation, the motorcycle loan or scooter loan amount gets approved instantly. Your two wheeler loan amount gets disbursed quickly and you can own a bike or scooter of your choice.

  • Easy Repayment

    We ensure that your bike loan repayment process is without any financial burden. Based on your documentation and financial profile, you can opt for flexible EMIs that meet your financial needs.

  • Road Side Assistance

    At HDB Financial Services, we offer a wide range of benefits while trying to meet your requirement. We offer 24x7 Road side assistance with our two wheeler loan at no additional cost.

  • Applicant should be a resident of India
  • Minimum Age: 21 years
  • Applicant should be Salaried/ Self-Employed
  • Applicant must not exceed 58 years at end of loan tenure (for Salaried), 60 years at end of loan tenure (for Govt. Salaried) & 65 years at end of loan tenure (for Self-Employed)
  • Minimum Net take home Salary of Rs.10,000/- per month for Salaried applicants
  • Minimum ITR of Rs.1.20 lakhs annually for Self Employed applicants

  • Proof of Identity & Address Proof (Any One)

    • Passport / Voter's ID/ Driving License/ PAN Card*/ Aadhar Card or Proof of possession of Aadhaar number(on Voluntary basis)
    • Utility Bill (Any One within last 3 months) OR Registered Rental Agreement/Letter of allotment of accommodation from employer/ leave and license agreements with employers allotting official accommodation
  • Income Proof: (Applicable for Income proof program)

    • Salaried: Latest Salary slip/ Last 3 months Bank Statement reflecting Salary credits/ Latest Form 16/ Latest ITR

    • Self-Employed: Latest ITR/ Latest Tax Challan with ITS 2/ Latest Sales Tax Return/ Latest Audited Certified Reports/ TDS Certificate for same FY

  • Surrogate proof (In lieu of Income proof):

    • Own House proof / Agricultural Land ownership proof / Bank Statement – Last 3 months/ Own Car proof / Debit Card / Credit Card)

Note: Document requirements mandate will be as per policy guidelines.

Take the next step & manage your immediate financial needs now.

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How to apply for a Two Wheeler Loan from HDB Financial Services

The loan application procedure for an instant two wheeler loan is very simple. You can apply from any of the following options:

    1. Visit our 'Apply Now' section

    1. Visit our 'Apply Now' section

  • Step 1: Fill in the personal details along with the mobile number OTP verification
  • Step 2: Fill in the Professional details
  • Step 3: Your two wheeler loan application is accepted & our representative will get in touch with you soon
  • Step 4: Upload the required documents
  • 2. Download our 'HDB On The Go' android app

  • Step 1:Verify the mobile number with OTP
  • Step 2: Click on 'Apply for a New Loan'
  • Step 3: Enter the required loan and applicant details
  • Step 4: Enter the required address information
  • Step 5: Complete the image/signature
  • 3. Visit your nearest HDB Financial Services Branch and get in touch with our two wheeler loan representative at the branch.

    4. Call on our customer support number +914442984541 and apply for a two wheeler loan

*HDB Financial Services Ltd may use the services of various agents on its behalf for the purpose of sales and marketing for HDB's products and services

*Terms and conditions apply, based on applicant's eligibility and financial profile

Two Wheeler Loan FAQs

A two wheeler loan is a financial assistance used to purchase a bike or a scooter regardless of your purpose to use the vehicle. HDB Financial Services offers bike finance & scooter finance at best interest rates, low down payment schemes & 24x7 Road side assistance at no extra cost.
You can apply for a two wheeler loan for purchasing a motorcycle or scooter of your choice without having any financial burden. You can opt for a two wheeler loan to purchase the latest bike or scooter model for your daily commute or navigate through the traffic quickly.
Salaried as well as self-employed individuals can apply for bike finance online from HDB Financial Services.
Abiding by the motto of #ReimaginingOpportunities, we value your financial requirements & offer an instant two-wheeler loan with the following advantages -
  • 1. Attractive interest rates
  • 2. Flexible repayment tenure
  • 3. Hassle - free documentation process
  • 4. Quick processing and speedy disbursal
  • 5. Easy repayment
  • 6. Road side assistance
You can apply for a two wheeler loan online, anywhere and anytime without having to travel to any of our branch. It saves a lot of time. Once your application is accepted, our representation will reach out to you quickly.
You can avail a bike or scooter of your choice by availing a two wheeler loan amount up to 95% of the on-road price of the vehicle value.
You can track the status of your bike loan or scooter loan application by either of following ways -
  • i. Click on 'My Account' on the website. Enter the DOB or PAN number & verify your mobile number with an OTP
  • ii. Using 'HDB - On the Go' android mobile app
  • iii. Use our chatbot 'Ask Priya' on our website
  • iv. Write to us at
  • v. Visit the nearest HDB Financial Services branch. You can locate here
HDB Financial Services may sanction your two wheeler loan application based on your creditworthiness, eligibility and other internal terms and qualifications.
You can pay the two wheeler loan EMI through ACH (Automated Clearing House). If you wish to avail the ACH facility, please contact your nearest branch or write to us at: or raise a service request from our mobile app "HDB on the GO".
Yes, foreclosure and part-prepayment charges are applicable. You can prepay your loan anytime during the tenure. Please visit any of our branches with a Prepayment request form as per format with supporting documents. To read more on the interest rates and charges, click here.
Yes, you can get a two wheeler loan from your closest HDB Financial Service branch or when you visit your closest dealer showroom. Click here to locate your closest HDB branch.

Click here to apply for the best two wheeler loan now!