Enterprise Business Loan

Enterprise Business Loan

Growth & Expansion of business is a pivotal need for every entrepreneur. With expansion comes the need for funding, whether it is working capital for a big order or setting up new machinery for faster production.

We understand your needs and offer a customised solution that is right for you. Our team of dedicated professionals help you determine your requirements, especially for small businesses; and you can get started within the shortest possible time. The best part is that all of this is available at your doorstep.


Calculate your Loan EMI instantly


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  • Loans up to 30 Lakhs
  • Tenure ranging from 12 to 60 months
  • No guarantor/security required
  • Convenience of doorstep service
  • Attractive Rate of Interest
  • Minimum & Hassle-free Documentation
  • Special offers for self-employed Doctors

Self-employed (Professionals) include self - employed Doctors, Chartered Accountants, Architects, and Company Secretaries.

Eligibility Criteria

  • Minimum age of applicant: 22 years
  • Maximum age of applicant at loan maturity: 65 years
  • Years in business: Minimum 3 years
  • Minimum Annual Income: ₹ 1, 00,000 p.a. for Metro locations & ₹ 75,000 p.a. for other locations.

Self-employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.

Eligibility Criteria

  • Minimum age of Applicant: 21 years
  • Maximum age of Applicant at loan maturity: 65 years
  • Years in business: Minimum 4 years with at least 2 years in the same Business
  • Minimum Annual Income: ₹ 1, 00,000/- p.a. for Metro locations & ₹ 75,000 p.a. for Non-Metro locations.

Self-employed (Pvt Cos and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services

Eligibility Criteria

  • Minimum age of Applicant: 22 years
  • Maximum age of Applicant at loan maturity: 65 years
  • Years in business: Minimum 4 years with minimum 2 years in the same Business
  • Minimum Annual Income: ₹ 100000/- p.a. for Metro Locations & ₹ 75,000/- p.a. for non-metro locations.
  • Business must be profit making for the last 2 years

Self-employed (Professionals) include self - employed Doctors, Chartered Accountants, Architects, and Company Secretaries.

Documents required:    

  • Proof of Identity & Address Proof: Passport / Voters ID / Driving License/PAN Card*/Aadhar CardorProofof possession of Aadhaar number(on Voluntary basis) / Photo 
  • Driving License/ Voter ID/ Utility Bill (anyone(anyone which is not more than two months old of any service provider - electricity, telephone, post-paid mobile phone, piped gas, water bill) / Registered Rental Agreement /Letter of allotment of accommodation from employer/ leave and license agreements with employers allotting official accommodation
  • Date of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth    
  • Bank Statements: Latest statements / Bank passbook (updated within 90 days)
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA

Self-employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.

Documents required:

  • Proof of Identity& Address Proof: Passport / Voters ID / Driving License/PAN Card*/Aadhar CardorProofof possession of Aadhaar number(on Voluntary basis)  /Photo  
  • Driving License/ Voter ID/ Utility Bill (anyone (anyone which is not more than two months old of any service provider - electricity, telephone, post-paid mobile phone, piped gas, water bill) / Registered Rental Agreement /Letter of allotment of accommodation from employer/ leave and license agreements with employers allotting official accommodation
  • Date of Birth Proof: Driving License / Pan Card* / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth    
  • Bank Statements: Latest statements / Bank passbook (updated within 90 days)
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA   
  • Proof of continuation:  Trade license /Establishment /Sales Tax certificate   
  • Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Cert. Copy of MOA, AOA & Board resolution.)

Self-employed (Pvt Cos and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services

Documents required:   

  • Proof of Identity & Address Proof: Passport / Voters ID / Driving License/PAN Card*/Aadhar Card or Proof of possession of Aadhaar number(on Voluntary basis)  / Photo 
  • Driving License/ Voter ID/ Utility Bill (anyone (anyone which is not more than two months old of any service provider - electricity, telephone, post-paid mobile phone, piped gas, water bill)/ Registered Rental Agreement /Letter of allotment of accommodation from employer/ leave and license agreements with employers allotting official accommodation
  • Date of Birth Proof:  Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth    
  • Bank Statements: Latest statements / Bank passbook (updated within 90 days)  
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA    
  • Proof of continuation: Trade license /Establishment /Sales Tax certificate/ SSI Registration 
  • Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (Certified by Director) & Board resolution (Original).)

Take the next step & manage your immediate financial needs now.

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*HDB Financial Services Ltd may use the services of various agents on its behalf for the purpose of sales and marketing for HDB's products and services