Digital Product Loan

Digital Product Loan

The use of digital products in everyday life has increased significantly. From a smartphone to a laptop, from a DSLR camera to a printer, all of these are fast becoming a necessity rather than luxury in today’s time. However, the cost of these products often discourage people who intend to buy them. Let this not be the case with you.

A Digital Product Loan from HDB Financial Services will help you fund for your digital product needs. With easy documentation and quick disbursal, you can be sure to not delay your next convenience product just because of its price tag.

Apply for an instant Digital Product Loan now or Visit the nearest HDBFS partner store to find out more.

Here are the benefits of availing a Digital Product Loan from HDB Financial Services

  • No Cost EMI** and Low Down Payments

    Buying a digital product can already be an expensive affair. Hence, HDB offers digital product loans at No Cost EMI** and low down payment options that you can avail with ease.

  • Easy Repayment Options

    With our digital product loans, we ensure that you enjoy a hassle free repayment process. Make the most of the digital product loan offerings with easy repayment options and convenient EMIs.

  • Minimal documentation

    Experience minimal documentation with our instant digital products loan application process. When you apply for a digital loan online, the entire process is paperless and all you need to do is upload soft copy of the documents to get you started.

  • Instant Approvals

    Now, you don’t need to wait in order to get the latest smartphone or tab or those amazing sound bars. Get instant approvals and enjoy a stress free loan application process with HDB Financial Services.

  • Zero Security Deposit

    Our unsecured digital product loan ensures that there is no requirement to submit any security deposit or collateral. This not just makes it easy but also very convenient for you.

Apply for an instant Digital Product Loan online or by visiting your nearest HDB Financial Services branch and avail the best offer based on your financial profile.

Applicant should be between 18 years to 60 years of age in case of salaried customer and 65 years of age in case of self-employment

Identity & Address Proof - Standard KYC like PAN Card*, Aadhar Card or Proof of possession of Aadhaar number (on Voluntary basis), Driving License, Voters ID, (Utility Bill like Electricity bill, Post-paid/Landline bill which is not more than two months old.

Bank account statement / passbook (updated within 90 days)

Passport size photo(Optional as photos are clicked at POS)

Take the next step & manage your immediate financial needs now.

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How to apply for a Digital Product Loanfrom HDB Financial Services

The loan application procedure for a Digital Product Loan very is simple. You can apply from any of the following options:

    1. Click on'Apply Now'

    1. Click on'Apply Now'

  • Step 1: Fill in the personal details along with the mobile number OTP verification
  • Step 2: Fill in the Professional details with the necessary documents to be uploaded
  • Step 3: You shall receive an offer based on your details submitted in step 1 & step 2
  • Step 4: Process your application
  • 2. Download our 'HDB On The Go' android app

  • Step 1: Verify the mobile number with OTP
  • Step 2: Click on 'Apply for a New Loan'
  • Step 3: Enter the required loan & applicant details
  • Step 4: Enter the required address information
  • Step 5: Enter the required address information
  • Step 6: Complete the image/signature
  • 3. Visit your nearest HDB Financial Services Branch and get in touch with our representative at the branch.

    4. Call on our customer support number +91 44 42984541 and apply for a quick Digital Product Loan

*HDB Financial Services Ltd may use the services of various agents on its behalf for the purpose of sales and marketing for HDB's products and services

Digital Product Loan FAQs

A Digital Product Loan is an unsecured loan that helps you purchase cutting-edge digital gadgets of your liking. HDB Financial Services offers Digital Product Loan with quick documentation and instant approval that makes it an ideal solution in times of financial emergency. You can now buy your favourite products at No Cost EMI**.
You can apply for a Digital Product Loan at any time and from anywhere to fulfil your planned or unplanned needs like owning a DSLR or the latest smartphone or upgrading your lifestyle with the finest, modern digital products
Abiding by the motto of #ReimaginingOpportunities, we value your financial needs & stand by you to offer an instant Digital Product Loan with the following advantages -
  • No Cost EMI**
  • Flexible repayment tenure
  • No collateral or guarantors required
  • Hassle free documentation process
  • Quick loan processing & speedy disbursal
  • Flexible EMI options
  • Pre-approved loans & existing offers on our 'HDB On the Go' Android app
  • Instant customer service support
You can now apply for a Digital Product Loan online, anywhere and anytime without having to travel to any of our branch. You can instantly get to know the loan amount that can be availed based on your eligibility & documentation.
You can track the status of your Digital Product Loan application by either of following ways -
  • Click on 'My Account' on the website. Enter the DOB or PAN number & verify your mobile number with an OTP
  • Use the 'HDB - On the Go' android mobile app
  • Use our chatbot 'Ask Priya' on our website
  • Write to us at
  • Visit the nearest HDB Financial Services branch.You can locate here
HDB Financial Services sanctions a Digital Product Loan to you based on your creditworthiness, your CIBIL Score, your eligibility and other internal terms and qualifications.
You can pay the Digital Product Loan EMI through ACH (Automated Clearing House). If you wish to avail the ACH facility, please contact your nearest branch or write to us at: or raise a service request from our mobile app "HDB on the GO"
No, there are no foreclosure charges for No Cost EMI** schemes for Digital Product.
Yes, you can get a Digital Product Loan from your closest HDB Financial Services branch. Click here to locate your closest branch
Click here to apply for the best Digital Product Loan!

*Terms and conditions apply, based on applicant's eligibility and financial profile.

**All offers are from the sellers

Digital Product Loan - Available Schemes

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Category Brand Model Tenure (Months) Min. Downpayment (Months) Validity Applicable on
Click here to apply for the best Digital Product Loan!

*Terms and conditions apply, based on applicant's eligibility and financial profile.

**All offers are from the sellers