Consumer Durables Loan

Looking to buy new home appliances? Want to upgrade your home? Make your dreams come to reality by availing a consumer durable loan from HDB Financial Services with up to 100% funding of your purchase.

Our consumer finance helps you pay for the purchase of consumer durable items such as refrigerators, washing machines, TVs, air-conditioners, microwaves and much more. You can avail a consumer durable loan with low down payments and at affordable EMIs with flexible repayment tenure. Thus, a consumer durable finance makes your life more comfortable without any financial burden on your savings.

Apply for a Consumer Durable loan online at HDB Financial Services or Visit your nearest HDBFS partner store to find out more.

Availing a consumer loan from HDB can have a lot of benefits for you.

Apply for a consumer loan online or by visiting your nearest HDB Financial Services branch and avail the best offer based on your financial profile.

  • No Cost EMI** and Low Down Payments

    You can get a consumer loan at No Cost EMI** and low down payment on your application. At HDB Financial Services, we strive to meet your needs as efficient as possible.

  • Easy Repayment Options

    With our consumer durable loans, we try to ensure that you enjoy a stress free repayment process. Make the most of durable loan offering with easy repayment options and convenient EMIs.

  • Minimal documentation

    Experience a minimal documentation with our instant consumer loan application process. When you apply for a consumer loan online, the entire process is paperless and all you need to do is upload soft copy of the documents to get you started.

  • Instant Approvals

    With our instant approval process, you do not have to wait longer in order to access your funds. At HDB Financial Services, we ensure that you enjoy a stress free loan application and approval process.

  • No security deposit

    Our unsecured consumer loan ensures that there is no requirement to submit any security deposit or collateral.

  • Minimum Age: 18 years
  • Applicant should be a resident of India

  • Identity & Address Proof - Standard KYC like PAN Card*, Aadhar Card or Proof of possession of Aadhaar number(on Voluntary basis), Driving License, Voters ID, (Utility Bill like Electricity bill, Postpaid Landline bill which is not more than two months old.
  • Bank account statement / passbook (updated within 90 days)
  • Passport size photo

Take the next step & manage your immediate financial needs now.

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How to apply for a Consumer Durable Loan from HDB Financial Services

The loan application procedure for a consumer durable loan is very simple. You can apply from any of the following options:

    1. Visit our 'Apply Now' page

    1. Visit our 'Apply Now' page

  • Step 1: Fill in the personal details along with the mobile number OTP verification
  • Step 2: Fill in the Professional details
  • Step 3: Your Consumer Loan application is accepted and our representative will get in touch with you soon
  • Step 4: Upload the required documents
  • 2. Download our 'HDB On The Go' android app

  • Step 1: Verify the mobile number with OTP
  • Step 2: Click on 'Apply for a New Loan'
  • Step 3: Enter the required loan and applicant details
  • Step 4: Enter the required address information
  • Step 5: Complete the image/signature
  • 3. Visit your nearest HDB Financial Services Branch and get in touch with our consumer loan representative at the branch.

    4. Call on our customer support number +914442984541 and apply for instant consumer loan.

    5. Visit your nearest HDBFS partner store to find out more.

*HDB Financial Services Ltd may use the services of various agents on its behalf for the purpose of sales and marketing for HDB's products and services

*Terms and conditions apply, based on applicant's eligibility and financial profile

Consumer Durable Loan FAQs

A consumer durable loan is a funding for durable home appliances and electronic items with easy EMI repayment options. HDB Financial Services offers consumer loan at No Cost EMI** and low down payments that makes it an ideal solution for buying the required consumer durables.
You can apply for a durable loan to fulfil your purchase of any consumer durable products. While there can be multiple reasons to get a consumer loan, some of the below reasons are -
  • Upgrading your existing electronic gadgets
  • purchase new appliances to get the chores done faster
  • Replace your damaged home appliances with new ones
  • Improving your lifestyle with addition of latest smart models.
Consumer loan have made easier to purchase various gadgets, home appliances and other electronic items. Some of the product lists include: Refrigerator, air conditioner, television, washing machine, microwave, cameras, home theatre, laptop, furniture, audio devices and much more.
Abiding by the motto of #ReimaginingOpportunities, we value your financial needs and stand by you to offer an instant consumer durable loan with the following advantages -
  • No Cost EMI** and low-down payments
  • Affordable EMIs & easy repayment options
  • Minimal documentation
  • Instant approvals
  • No security deposit
  • Pre-approved loans and existing offers on our 'HDB On the Go' Android app
You can apply for an instant consumer loan online, anywhere and anytime without having to travel to any of our branch. You only need to visit your nearest HDBFS partner store to find out more. You can instantly get to know the loan amount that can be availed based on your eligibility and documentation.
You can track the status of your consumer durable loan application by either of following ways -
  • Click on 'My Account' on the website. Enter the DOB or PAN number and verify your mobile number with an OTP
  • i. Use our 'HDB - On the Go' android mobile app
  • ii.Use our chatbot 'Ask Priya' on our website
  • iii.Write to us at
  • iv.Visit the nearest HDB Financial Services branch. You can locate here
HDB Financial Services may sanction a consumer loan to you based on your creditworthiness, your eligibility and other internal terms and qualifications.
You can pay the consumer durable loan EMI through ACH (Automated Clearing House). If you wish to avail the ACH facility, please contact your nearest branch or write to us at: or raise a service request from our mobile app "HDB on the GO".
Yes, foreclosure and part-prepayment charges are applicable. You can prepay your loan anytime during the tenure. Please visit any of our branches with a Prepayment request form as per format with supporting documents. To read more on the interest rates and charges, click here.
Yes you can get a consumer durable loan from your closest HDB Financial Service branch. Click here to locate your closest branch.

Consumer Durables - Available Schemes

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Click here to apply for the best consumer durable loan now!

*GST as applicable

*T&C apply

**All offers are from the sellers

Consumer Durables - Available Schemes

Loading Brands...

Loading Models...

Loading Schemes...
Category Brand Model Tenure (Months) Min. Downpayment (Months) Validity Applicable on